Mental health care should be accessible, affordable, and holistic. Thanks to our partnerships with government programs, insurance providers, and employee assistance plans, many clients can work with Counselling for All at low or no cost.
Use this list to see where your counselling may be covered and what information you’ll need to get started.
These are the biggest insurers in Canada. Many of their group or individual plans include coverage for counselling, psychotherapy, or social work services.
Who it’s for: Refugees with an active IFHP file.
What’s covered: Counselling for mental health concerns such as trauma, anxiety, depression, and more.
What we need from you: Your UCI number so our team can bill IFHP directly.
Who it’s for: Eligible First Nations and Inuit clients.
What’s covered: Up to 22 hours of counselling per year, with the possibility of additional sessions approved on a case-by-case basis.
Billing: Counselling for All bills NIHB directly; no out-of-pocket payment required.
Who it’s for: First Nations clients in British Columbia.
What’s covered: Counselling for anxiety, depression, trauma, grief, couple and family challenges, stress, chronic health concerns, and addiction-related issues, often up to 22 hours per year with possible extensions.
Billing: We bill FNHA directly when sessions are approved.
Who it’s for: Young adults aged 19–26 who have experience in government care.
What’s covered: Up to $1,500 per year for counselling and mental health support.
How we help: Our team can walk you through eligibility, application steps, and how to use your funding for counselling at Counselling for All.
If you’ve been in a motor vehicle accident, you may qualify for counselling through ICBC:
Many extended health and specialized plans recognize the counsellors at Counselling for All, including:
If your plan isn’t listed here, please contact us. In many cases, we can still coordinate coverage or provide receipts for reimbursement.
Many Canadian insurers include counselling or psychotherapy in their extended health benefits. Counselling for All works with a wide range of providers, including:
Sun Life · Manulife · Green Shield Canada · Canada Life · Blue Cross Plans · Desjardins · Co-operators · Empire Life · iA Financial Group · GroupHEALTH · ClaimSecure · and more.
If you have extended health benefits through your workplace, school, or private plan, there is a good chance counselling is already covered.
How to Check Your Coverage
Insurance coverage varies from plan to plan, even within the same provider. The best way to know what your plan includes is to check:
1. Your Extended Health Benefits booklet
Look for sections titled:
2. Eligible provider types
Counselling for All works with Registered Social Workers, Registered Clinical Counsellors, Registered Psychotherapists, and supervised intern therapists.
Your plan will specify which provider types it covers.
3. Annual limits or session maximums
Many plans set an annual dollar amount (for example, $300–$1,000 per year).
4. Direct billing vs. reimbursement
Some plans allow direct billing. Others require you to pay upfront and submit your receipt for reimbursement.
Type: One-on-One
Fees & Format | One-on-One
$120/session · 60 min weekly
Includes | One-on-One
Personalized guidance, professional development, meets Yorkville MACP requirements, credentialing support
Type: Dyadic (Pair)
Fees & Format | Dyadic (Pair)
$80/student · 60 min weekly
Includes | Dyadic (Pair)
Peer learning, diverse client presentations, credentialing support
Type: Group Supervision
Fees & Format | Group Supervision
Free · 60 min weekly (6–12 students)
Includes | Group Supervision
Case consultations, observational learning, interpersonal skills, non-direct hours, credentialing support
Type: Group Series
Fees & Format | Group Series
$280 total ($70/session · 90 min x4)
Includes | Group Series
Small-group collaborative supervision, diverse client exposure, credentialing support
Whether you access counselling through a government program, insurance plan, or pay privately, you receive care that is:
You don’t have to figure it out alone.
Ready to see if your counselling is covered?
Schedule an intake appointment or call us at +1 (855) 453-5530 and we’ll guide you from there.
©2025 Counselling for All is a service name of Chisti and Hasan Foundation.
